Terrell Hager, 25, was sentenced to prison on October 3, 2024 for his role in a bank fraud conspiracy involving stolen mail in Charlotte, NC.

From August 2021 to November 2022, Terrell conspired with Padgett, Dunlap, and others to operate a bank fraud scheme involving stolen checks.
Padgett, who at the time was employed by the U.S. Postal Service, used her position as a postal carrier to steal incoming and outgoing checks of businesses and individuals.
Padgett used Dunlap as her intermediary to sell the stolen checks to Terrell. Click here to see more U.S. mail articles.
Terrell and his co-conspirators then deposited the stolen checks into bank accounts they controlled and withdrew the funds before the financial institutions discovered the fraud.
During the conspiracy, Terrell and his co-conspirators deposited more than $66,000 in stolen or counterfeit checks and money orders.
Court documents also show that, from October 2021 through November 2022, Terrell served as the primary administrator and owner of a Telegram channel, “Hunnitband Swipe School,” which he used to sell some of the stolen checks.
For example, in June 2022, law enforcement operating in an undercover capacity purchased a check with a face value of more than $2,400 for $250 from the suspect’s Telegram channel.
Terrell was then arrested once the undercover purchase was made.
According to court records, over the course of the scheme, the Telegram channel posted over 400 checks stolen from the U.S. Mail, with a total face value over $7.3 million.
At the time Terrell committed this fraud, he was on probation with the state of North Carolina for an unrelated offense. Terrell was sentenced to 3 years in prison for the bank and mail fraud.



